Arc Testnet — Chain ID 5042002 — Powered by USDC
Global Decentralized
Lending Protocol
Hybrid collateral lending platform supporting Real-World Assets and Crypto. Fixed interest, transparent smart contracts, AI-powered agent — all on Arc Testnet.
Active Offers
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On Marketplace
Total Loans
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Active on Arc Testnet
Total Liquidity
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USDC in pool
Max Interest
5%
Fixed / month
Real-World Collateral
Use cars, houses, jewelry or any real asset as collateral. Notarized document hash stored on-chain via IPFS.
Crypto Escrow
Lock USDC, ETH or any ERC-20 token as collateral. Automatically released upon full repayment. Min 120% ratio.
USDC Payments
Fixed installment schedule. No compounding. Max 5% interest per month. All payments executed on Arc Testnet.
AI Agent
Natural language commands. "Pay next installment", "Check my balance", "Show payment history" — all executed on-chain.
On-Chain Receipts
Every payment generates a tamper-proof receipt with tx hash, amount and parties — permanently stored on-chain.
Global Ready
Supports borrowers and lenders worldwide. Individuals and companies. Any country, any jurisdiction.
Loan Marketplace
Browse active lender offers. Select one to apply with pre-filled terms.
Active Offers
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Total Liquidity
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Avg Interest Rate
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Loans Issued
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Filters
Loading marketplace…
Fetching active lender offers from Arc Testnet.
My Lending Activity
Manage your offers, track utilization, ROI and active loans.
Active Offers
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Total Deployed
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Total Repaid
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Active Loans
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My Offers
| ID | Name | Rate | Liquidity | Allocated | Utilization | Loans | Status | Actions |
|---|---|---|---|---|---|---|---|---|
Connect wallet to view your offers | ||||||||
Active Loans (from my offers)
| Loan ID | Borrower | Amount | Progress | Collateral | Status | Actions |
|---|---|---|---|---|---|---|
No active loans from your offers | ||||||
Apply for a Loan
Complete each step to submit your request on Arc Testnet — USDC, non-custodial, transparent.
1
Personal Info
2
Loan Details
3
Collateral
4
Review
Step 1 of 4
Identity
Location
Profile
Lend & Earn
Create offers, review borrower requests, and manage your lending.
New Lending Offer
Liquidity Locked On-Chain
Lender Identity
Liquidity Lock
USDC
USDC will be locked in smart contract escrow. Withdraw unused liquidity anytime.
USDC
USDC
Loan Terms
%/mo
Maximum 5% per month — fixed, no compounding
Collateral Preferences
120% (Min)
300% (Max)
Comma-separated country codes or "GLOBAL"
Offer Preview
Fill in the form to see a preview of your offer card.
How Liquidity Lock Works
1Deposit USDC — locked in the smart contract escrow, non-custodially.
2Borrowers apply — they browse your offer and submit loan requests.
3Allocation — on approval, USDC is atomically allocated to the loan.
4Repayments flow back — each installment increases your available liquidity.
5Withdraw anytime — unused liquidity can be withdrawn at any time.
Your USDC Balance
Available
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My Dashboard
Your personal loan and payment overview.
Active Loans
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Total Borrowed
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Total Remaining
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Completed
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My Loans
| ID | Amount | Rate | Installments | Progress | Status | Actions |
|---|---|---|---|---|---|---|
No loans yet Connect your wallet and apply for a loan to get started. | ||||||
Payment Center
Manage installments, view history, and make payments.
Select Loan
Payment History
No payments yet
Select a loan to view payment history.
Wallet Balance
USDC Balance
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Settings
Configure contract addresses, network, and application preferences.
Contract Configuration
Network Information
NetworkArc Testnet
Chain ID5042002
RPC URLhttps://rpc.arc.fun
Explorer
explorer.arc.fun ↗
CurrencyARC
Appearance
Theme
Smart Contract Info
Max Interest Rate5% / month (fixed)
Min Collateral Ratio120% (crypto)
Max Installments10
Liquidation Grace3 days overdue
Interest ModelFixed (no compounding)
Custody ModelNon-custodial